Creative Wealth Management

Privacy Policy

Privacy Matters

Disclaimer & Privacy

Website Disclaimer

Information provided on this website is general in nature and does not constitute financial advice.

Creative Wealth Management Pty Ltd will endeavour to update the website as needed. However, information can change without notice and Creative Wealth Management Pty Ltd does not guarantee the accuracy of information on the website, including information provided by third parties, at any particular time.

Every effort has been made to ensure that the information provided is accurate. Individuals must not rely on this information to make a financial or investment decision. Before making any decision, we recommend you consult a Creative Wealth Management Pty Ltd financial planner to take into account your particular investment objectives, financial situation and individual needs.

Creative Wealth Management Pty Ltd does not give any warranty as to the accuracy, reliability or completeness of information which is contained in this website. Except insofar as any liability under statute cannot be excluded, Creative Wealth Management Pty Ltd, its employees do not accept any liability for any error or omission on this web site or for any resulting loss or damage suffered by the recipient or any other person.

Unless otherwise specified, copyright of information provided on this website is owned by Creative Wealth Management Pty Ltd. You may not alter or modify this information in any way, including the removal of this copyright notice.

Privacy Statement

What does Privacy mean for me?

Privacy is important to us and to our clients. Privacy laws ensure that you, our client, understand what information we, your financial planner and his/her Licensee, hold about you, how we use that information and to whom we are likely to disclose that information. In addition it reinforces our commitment to keeping your information up to date and secure.

What types of personal information about me does Apogee Financial Planning hold?

As a provider of financial services we collect and hold information about you that is both relevant and necessary in order for us to provide you with those services. The types of information we hold depend on the services provided and may include information about your identity, personal objectives, financial position, health, lifestyle and financial plan.

We will always endeavour to obtain information about you directly from you.

How does Apogee Financial Planning use my personal information?

Our primary purpose in collecting information about you is to understand your needs and provide you with appropriate financial advice and services. Your information is used to develop your financial plan which serves as a basis for product selection and regular performance review. In order to achieve this we may need to appoint another authorised representative within the Licensee to manage your financial needs and services.

From time to time we may use your information in order to assess and bring to your attention other products and services that may be relevant to your financial plan.

What is a Licensee?

A Licensee is a holder of an Australian Financial Services Licence issued by ASIC.

Who does Apogee Financial Planning disclose my personal information to?

Your information is only disclosed to other parties as are necessary for us to provide our services to you. Other parties may include fund managers, life companies, other Licensees and related parties. In addition, we will disclose your information where we are required to by law. We will not pass your information to other parties for any purposes other than those for which you have been informed.

How do I get access to the personal information Apogee Financial Planning holds about me?

You may request access to the information we hold about you by contacting your financial planner or Apogee Financial Planning directly. Upon receipt of your request we will endeavour to service your request as fully and as quickly as possible.

How do I make a complaint?

You may make a complaint at any time by contacting your financial planner who will seek to resolve it within 3 working days. If this is not possible, you will be referred to the financial planner's Licensee.

If you are not satisfied with the Licensee response to your complaint, you may contact:
Director of Compliance
Office of the Federal Privacy Commissioner
GPO Box 5218

To find out more about our Privacy Policy go to or contact your Apogee Financial Planning Authorised Representative